why next time?

Long long ago there was a very lazy man, X. He wanted to spend the minimum amount of time in working and just work the bare minimum such that his boss had no reason to sack him. Typically, he worked from 9 to 5 everyday and went fishing or sit by the seasides to enjoy the beautiful scenery everyday after work. He just wanted a decent amount of pay such that he could pay off all of his necessary expenditure with little or no surplus every month.

There was another man, Y who is same age as X.  However, he is totally opposite of X. He is a high flyer in a company, currently holding director position in a company. He spent enormous effort to work hard and work smart in office to please his boss. Typically, he worked from 8 and overtime till 11pm everyday. He want to work hard to get promotion and earn tons of money.

X and Y are secondary school friends and did not see each other often. 

One day, Y past by X when Y is on way to meet his client at 8pm while X is fishing by the seaside, enjoying his life.

Y: Hi X, why are you here again? I think I saw you many times around this time when I am rushing to meet my client.

X: I am fishing and I go fishing everyday after work. Sometimes I just sit by the seaside and enjoy the scenery.

Y: I heard that you are still doing that low paying job after so many years. Why aren't you striving hard to earn more instead of wasting your time fishing everyday? Don't you want to buy big cars, own big houses, with lots of cash and investments so that you can retire without any worry in future when you are old? Look at me, I worked so hard everyday, trying to earn a lot so that I can have lots of money. Next time, I can buy a house by the seaside and enjoy the beautiful scenery when I retire.

Guess what X reply?

X: Why wait till retire? I am already enjoying the seaside scenery everyday.